Money, for people who work for themselves

Pricing, taxes and cash flow when you work for yourself, with worked examples and templates.

8 modules, about 4 hours

Contents

1 Know your real number Free You know last quarter's actual profit, not revenue, and where the next 90 days of it needs to live. 25 min
2 Set aside before you spend (US) You know the exact dollar amount to move on your next invoice, and the four 2026 dates it's due. 30 min
3 VAT and the EU line You know your country's VAT threshold, how close your revenue is to it, and exactly what changes the day you cross it. 25 min
4 Price like you mean it You have one rate, built from your own numbers, that you can say out loud without flinching. 30 min
5 The invoice that gets paid You can send an invoice that has every legally required field and is built to get paid without you chasing it. 30 min
6 Late, and what it costs them You know the exact interest and fee a late-paying client owes you, and you have a reminder sequence ready to send. 30 min
7 Contractor or employee? You know whether your riskiest client relationship reads as contractor or employee under the IRS test, and what to change. 25 min
8 The buffer and the money day You have a buffer target in months and dollars built from your own income swings, and a monthly money-day checklist ready to run. 30 min

This is what a module looks like when you open it.

Module 1 is free, so you can read a whole one before you decide.

Module 1 of Money, for people who work for themselves open in a browser.

And what comes out of it

A worked example and a filled-in template in every module, not a summary of one.

Module 1 — Know your real number
Module 2 — Set aside before you spend (US)
Module 3 — VAT and the EU line

Try it on one real task first.

Run one task from module 1, show us the screenshot, and if it isn't for you we refund you in full within 30 days.